5 Year Protection Plan
For a period of 5 years following the inspection, protects against new leaks in the roof of the home. After deductible, repair costs are covered up to $3,000.
This service contract covers repairs for leaks only. Any defect noted in your home inspection or any consequential leak resulting from a defect noted in your inspection is not covered. If your inspector noted damage, leaks, improper installation, or worn materials, it is the responsibility of the home owner to remedy these conditions. This is not a policy of insurance, and as such consequential damage from a leak is not covered. Damage from any peril (fire, flood, lightning, vandalism, etc.) is not covered by this policy and should be reported to your homeowner’s insurance company. Repairs necessary as the result of abuse, neglect, or lack of maintenance are not covered by this policy. A deductible of $500 applies to any roof leak claim. Should the actual cost of repair be less than $500, the home owner shall pay the lower amount. Repairs completed under this policy, after the deductible has been satisfied, are guaranteed for the remainder of the term of this policy. Leak repairs shall be covered only when the cause of the leak is normal wear and tear or deterioration. The aggregate limit of this policy for the 5 year period is $3000.00. Home owner is responsible for the cost of replacing roof coverings when needed. On any claim payment to the home owner can be requested in lieu of payment to a service provider, which may be a prudent choice especially when a roof replacement is being considered.
This policy was delivered to the home owner free of charge by their home inspector. The policy is serviced by Residential Warranty Services, Inc.(RWS) with its principal offices located in Carmel, Indiana. Any action, including complaints, legal disputes, or compliance requests, shall be made in Hamilton County, in the State of Indiana. This policy is non-transferable.* It shall be used only for the benefit of the purchaser of the property as listed on the home inspection report and only for the subject property of that report.
MAKING A CLAIM
Prior to the date on which this policy expires, which is the same date as the inspection 5 calendar years later, RWS must receive written notification of your claim. Simply call 1-800-544-8156 for instructions or send your claim, including a brief summary of the condition, your name, your full address, a phone number you can be reached at, a copy of your home inspection, and a written diagnosis and an itemized estimate which includes the breakdown of parts and labor from a qualified roofing contractor to:
Residential Warranty Services, Inc.
P.O. Box 797, Carmel, IN 46082
Claims can also be faxed to 877-307-7056 or emailed to email@example.com
*Policy is transferable to the buyer with a pre-listing inspection.
90 Day Warranty
MECHANICAL COVERAGE SUMMARY: Plumbing: Water lines, faucets, water heaters, drain lines, gas lines. Electrical: Main service panel, secondary service panel, and wiring. Appliances: Kitchen Appliances including and limited to oven, range, dishwasher, built-in microwave, trash compactor, and garbage disposal. Heating/Air (HVAC): Furnace, Air Conditioner, and Thermostats.
STRUCTURAL COVERAGE SUMMARY: Poured Concrete & Block wall foundations. Floor joists, bottom & top plates, and wall members. Roof leak repair (does not include replacement of bad shingles), load bearing walls, attached garage doors.
COVERAGE TERMS: This service contract covers only those items specifically listed and excludes all others. This contract covers parts and labor only and does not cover consequential or secondary damages. This contract only covers those items that were confirmed to be in good working order at time of inspection and excludes all others, regardless of their condition at the time of inspection or if they were repaired. This contract does not cover water damage, cosmetic repairs, or items that are inaccessible without the removal of drywall, concrete, or any other permanently installed covering. This is not a maintenance contract. In order for an item to be covered, it must be maintained in accordance with the manufacturer’s standards or be maintained within reasonable standards where no such standards exist. This contract excludes all appliances, climate control systems, and fixtures over 10 years old. This contract does not cover plumbing stoppages, regardless of reason. This contract does not cover well or septic systems or any related components. RWS is not responsible for upgrading failed systems to meet current codes or local ordinances. This contract does not cover chimneys, fireplaces, or brick failures of any kind. This contract does not cover cracking or scaling concrete. Roof repair is for leaks only, to rolled, composition, or asphalt shingle roof only, and is limited to the repair of the leak only. This contract does not cover pest damage, including that caused by any and all wood destroying insects and pests. All mechanical coverage is limited to those items within the home’s foundation, and limited to an aggregate maximum of $500.00. All structural coverage is limited to issues within the home’s foundations and is limited to an aggregate maximum of $2000.00. RWS is not an insurer. Any damage caused by any peril is not covered by this contract, which includes but is not limited to; war, riot, civil commotion, earthquake, hurricane, any and all acts of god, or any other outside cause or neglect. All claims on this policy shall be made by the buyer of record only after they have taken possession of the home. This warranty and all related disputes shall be interpreted and enforced in accordance with the laws of Hamilton County in the State of Indiana without reference to, and regardless of, any applicable choice or conflicts of laws principles. All claims must be received within 90 days of the inspection or within 22 days of closing, whichever comes later. The coverage under this policy shall come after any and all other warranties in place.
VALIDATING YOUR HOME WARRANTY: It is important that we have your information prior to any claims being made. Please be sure to validate you home warranty at http://90daywarrantyvalidation.com within 15 days of your inspection with your name, the address of the property, and your inspector’s name.
1. Written Notification of claim must be received by RWS prior to the expiration of the policy (which is defined as noon, the 91st day after the inspection is completed). The following information must be contained in the claim:
a. Your Name
b. Your Inspector’s Name
c. Your Full Address
d. A Phone Number Where You Can Be Reached
e. A Brief Description of the Claim
f. Make, Model & Serial # for All Appliances
2. An itemized repair estimate must be submitted for every approved claim, including the breakdown of parts & labor, as well as a specific cause for the failure in writing from a licensed or properly certified repair person. RWS reserves the right to request up to two (2) additional estimates. The estimate must include contact information for the repair person.
3. A copy of your home inspection must be submitted with the repair estimate, or at least those pages pertaining to the affected items. Claims will be processed after we are in receipt of items 1, 2, & 3. You will be contacted by an RWS representative within 72 hours of all items being submitted.
Residential Warranty Services, Inc.
P.O. Box 797
Carmel, IN 46082
With every full home inspection, we have Sewer Line Protection from SewerGard- the world leader in underground repair coverage. Buy with confidence and worry less knowing that main water and sewer collapses and breaks are covered, up to $4000.
*See policy for complete terms and conditions.
RecalChek is the first service for consumer recalls in the United States and has compiles over 205 million recalls from public records, tocreate a fail-safe system to check for dangerous flaws with home appliances.
If a manufacturer designs a dangerous product, they MUST recall that item and fix it free of charge! RecallChek will provide the information to resolve ant potential recall issues promptly.
How it works:
Your home inspector records the model numbers of your built-in home appliances and HVAC systems.
The Model Number Algorithm (MNA) matches your appliances against the RecallChek database of recalled items.
RecallChek issues a report, separate from the home inspection report. This report is emailed directly to you.
This service is intended to provide homeowners with valuable information on how to receive FREE repairs from manufacturers in the event a recalled appliance is found. The service is not meant to be used in the inspection response process.
Recall Protection for Life.
Recalled Appliances are found in one in every ten homes. By submitting the make and model numbers from your home’s appliances, furnaces, air conditioners, and water heaters- you are ensuring that you not only get the free repairs that are owed to you now, but that you are also informed immediately if any of your home’s appliances are affected by a recall in the future.
Areas We Service
- Fort Worth